Moneyspire Features

All the tools you need to take control of your finances.

Manage your personal and household finances

• Manage your accounts, bills and budget all in one place
• Always know how much money you have, and how much you're spending
• Keep track of your bill due dates and prevent overdrafts and late fees
• Use the budgeting and reporting features to keep your spending under control and achieve your goals
• Use the optional Moneyspire Cloud sync feature to manage finances with your spouse or significant other
• Generate detailed reports and make tax time easier, such as expense reports containing your tax deductions

Manage your small business finances

• Manage both your personal and business finances in one place
• Keep your business expenses separate from your personal expenses with customizable categories, tags and reports
• Generate reports to see how much income your business is bringing in, and how much expenses are going out
• Generate reports that make tax time much easier, such as detailed tax deductions for your business expenses
• Track expenses with detail and precision
• Create a budget for your team or project to help you stick to it
• Optionally sync finances between multiple users' computers/mobile devices with Moneyspire Cloud
• Create reports, such as expense charts, to monitor where your funds are going

Manage all your accounts

• See all your accounts in one place
• Unlimited number of accounts
• Account types: Bank, Credit card, Cash, Investment, Other asset, Other liability
• Forecast balances into the future (taking into account future deposits, withdrawals and uncleared transactions)
• Reconcile with bank statement

Track your bill payments

• Types: Standard deposit/withdrawal, Loan payment, General memo
• Reminder occurrences: Daily, Weekly, Monthly, Annually
• Advanced occurrence options (i.e. "Every third Wednesday")
• Automatically record reminders
• Create reminders from transactions
• Reminder calendar with days due and past due
• Set bill reminders for a specific duration

Customize your categories

• Unlimited number of categories
• Unlimited parent-child category relationships
• Specify categories as income, expense and tax-related
• Generate reports by category
• Can mark old categories as closed to organize and declutter

Track your payees

• Unlimited number of payees
• Track payee details, such as address, account number, and more
• Generate reports by payee
• Can mark old payees as closed to organize and declutter

Customize your tags

• Unlimited number of tags
• Generate reports by tags

Create a budget

• Unlimited number of budgets
• Track weekly and monthly budgets
• Track how much you are under and over budget for a category
• Optional budget amount roll-overs
• Drill down into budgets and see transaction details

Save time with online banking

• Automatically download transactions using Moneyspire Connect feature
• Import OFX, QFX, QIF and CSV files from financial institution websites
• Easily import files from financial institution by drag and drop

Import/export files

• Can export to QIF, spreadsheet (CSV) and PDF files
• Can import QIF, QMTF, OFX, QFX, QBO and CSV files from other financial applications and financial institutions

Print checks

• Can print checks (including payee address) on pre-printed check stock
• Calibration tool lets you calibrate Moneyspire to any check stock

Search your transaction history

• Search for transactions by date, amount, number, payee, memo, category and tags
• Full text search of transactions from the register

Manage international accounts

• Supports all world currencies
• Can download latest exchange rates
• Can transfer money between foreign accounts
• Translated into English, Spanish, French, Italian, Portuguese and German
• Will default to English for all other languages

Create detailed reports

• Income vs expense summary
• Income vs expense detail
• Account history
• Transaction history
• Balance sheet
• Expenses chart
• Income vs. Expense trend chart
• Net worth trend chart
• Date comparison
• Budget report
• Subtotal by accounts, categories, payees and tags
• Export to spreadsheet (CSV)
• Email reports in PDF and CSV format (Pro version)

Customize your user interface

• Customizable colors
• Customizable font size
• Customizable data locations
• Customizable sort options
• Customizable register column order
• Bulk-edit transactions
• Copy and duplicate transactions
• Cut and paste transactions between accounts
• Learns how to automatically categorize transactions (feature can be turned off)
• Keeps track of cleared and uncleared transactions and balances

Keep your financial data secure

• All financial data is conveniently stored in a single file
• Encrypted by military grade 128-bit encryption
• Automatic data backup to customizable location

Sync your Moneyspire data between multiple computers/devices

• Moneyspire Cloud service to easily share data between multiple computers and mobile devices

Separate your personal and business finances

• Separate your personal and business accounts and expenses
• Create detailed reports for either your personal or business income/expenses, or both
• Transfer money between personal and business accounts

Attach files to transactions and accounts

• Add file attachments to your transactions and accounts (such as receipts, documentation, warranty information, etc.)
• Supports all file types, such as Word files, images, PDF files, etc.

Manage your money on the go

• Manage your finances on the go with the free Moneyspire mobile companion application
• See all your account balances
• Record transactions
• See your upcoming bill reminders
• See your budget status
• Generate category expense report